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The Ins and Outs of Grey Divorce in Minnesota: What You Need to Know

Michelle Leisen, , CFP®,CDFA®
Jun 9, 2025
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Divorce isn’t just a challenge for young couples—it can be even more complex for those divorcing later in life. Known as “grey divorce,” this trend is on the rise in Minnesota, and at Divorce Smart MN, we’re here to help you understand the ins and outs so you can make informed decisions.

What Is Grey Divorce?
Grey divorce refers to couples who divorce later in life, typically after age 50. It often involves unique financial, emotional, and logistical considerations that differ from divorces earlier in life.

Common Challenges of Grey Divorce

  1. Retirement Assets and Pensions: Dividing retirement accounts, pensions, and Social Security benefits requires careful planning to ensure both parties maintain financial stability.
  2. Spousal Support: Longer marriages often lead to more significant spousal maintenance (alimony) considerations, which can affect both parties’ retirement plans.
  3. Healthcare and Insurance: Health insurance and long-term care can become complicated after a divorce, especially if one spouse was covered by the other’s plan.
  4. Emotional Impact: For many, grey divorce can mean redefining long-standing relationships with adult children, extended family, and even friends.

How Divorce Smart MN Can Help
At Divorce Smart MN, we specialize in guiding couples peacefully through the grey divorce process with respect and dignity. Our mediation services offer a cost-effective, non-adversarial alternative to litigation, helping you reach fair, balanced agreements that work for both parties.

We understand the complexities of dividing retirement assets, negotiating spousal maintenance, and ensuring that both parties are financially secure. With a focus on collaboration and practical solutions, we help you navigate this transition smoothly.

Final Thoughts
Grey divorce doesn’t have to be overwhelming. With the right guidance and support, you can move forward confidently, ensuring that both your financial and emotional well-being are protected.

If you’re considering a grey divorce in Minnesota, contact Divorce Smart MN today to schedule a consultation. We’re here to help you every step of the way.

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Divorce Smart
Minnetonka, MN
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Michelle Leisen, , CFP®,CDFA®
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Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNERTM, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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