HomeAboutFAQBlogContact
Consultation
Divorce Mediation

What Is a CDFA® — and Why You May Need One During Divorce

Michelle Leisen, , CFP®,CDFA®
Jun 30, 2025
HomeBlogDivorce Mediation
Post

Divorce is more than just a legal separation—it’s also a major financial turning point. As you untangle years of shared income, assets, and debts, the decisions you make today will impact your financial well-being for years to come. That’s where a CDFA®—Certified Divorce Financial Analyst—comes in.

At Divorce Smart, we understand how overwhelming this process can feel. That’s why we combine divorce mediation with professional financial guidance to help you make smart, informed decisions during this critical time.

What Is a CDFA®?

A Certified Divorce Financial Analyst (CDFA®) is a financial professional trained specifically in the financial aspects of divorce. CDFAs receive specialized training in areas like:

  • Division of marital property
  • Tax implications of asset division
  • Retirement account evaluations
  • Spousal and child support calculations
  • Post-divorce budgeting and financial planning

Think of a CDFA as your personal guide through the financial fog of divorce. They work alongside mediators, attorneys, and clients to ensure that the financial settlement is fair, realistic, and forward-looking.

Why You May Need a CDFA® During Divorce

If you’re going through a divorce in Minnesota—or even just considering it—a CDFA® can help you:

Understand the Long-Term Financial Impact

Some assets look equal on paper but have very different long-term consequences. A CDFA® helps you avoid costly mistakes and anticipate future needs.

Make Informed Decisions

Dividing retirement accounts, managing shared debts, and deciding whether to keep the family home are huge decisions. A CDFA® provides clarity so you can move forward confidently.

Reduce Conflict During Mediation

As part of Divorce Smart’s mediation services, our CDFA® ensures both parties have a clear picture of the financial landscape. This reduces misunderstandings and supports more cooperative solutions.

Plan for Life After Divorce

Budgeting for a single-income household, revising insurance policies, and setting new financial goals are all part of the transition. A CDFA® helps you rebuild with stability in mind.

Why Choose Divorce Smart?

At Divorce Smart, we don’t just guide you through the legal process—we help you create a peaceful and financially sound future. As both a mediation firm and a CDFA®-led practice, we offer a unique blend of emotional support and financial expertise for couples divorcing in Minnesota.

Whether you’re just beginning to consider divorce or are already in the process, we’re here to help you make smart decisions with compassion and clarity.

Ready to talk?
Schedule a free consultation today to see how Divorce Smart can support your journey with thoughtful mediation and trusted financial guidance.

‍

Tagged:
Divorce Smart
Minnetonka, MN
About Author
Michelle Leisen, , CFP®,CDFA®
See All Posts
More Posts

You Might Also Like

Divorce Mediation
The Ins and Outs of Grey Divorce in Minnesota: What You Need to Know
Learn about the unique challenges of grey divorce in Minnesota and how Divorce Smart MN can help you navigate this transition with respect and confidence.
Jun 9, 2025
Michelle Leisen, , CFP®,CDFA®
Divorce Mediation
5 Tips for a Peaceful Divorce in Minnesota | Divorce Smart
Discover 5 expert-backed tips for a peaceful divorce in Minnesota. Learn how mediation, parenting plans, and clear communication can lead to a low-conflict separation and resolution.
May 7, 2025
Michelle Leisen, , CFP®,CDFA®
10 Essential Steps to Financially Prepare for Your Divorce | Divorce Smart
Divorce impacts every part of your life — especially your finances. At Divorce Smart, we combine divorce mediation services with expert financial guidance as Certified Divorce Financial Analysts® (CDFA®). Whether you're facing an uncontested divorce or a more complex split, following these 10 essential steps to financially prepare for your divorce can help protect your financial future.
Apr 26, 2025
Michelle Leisen, , CFP®,CDFA®
Top 5 Divorce Mistakes in Minnesota and How to Avoid Them
Divorce is never easy—but in Minnesota, understanding the legal process and avoiding common pitfalls can make a big difference in how smoothly things go. Whether you're preparing for a contested divorce or hoping for a peaceful resolution, it’s important to know what to avoid. At Divorce Smart, we’ve helped countless Minnesotans navigate this difficult transition with clarity and confidence.
Mar 31, 2025
Michelle Leisen, , CFP®,CDFA®
Divorce Mediation
Affordable Divorce in Minnesota: How to Save Money and Reduce Stress
Divorce can be emotionally and financially overwhelming, but it doesn’t have to break the bank. If you’re searching for an affordable divorce in Minnesota, you may be wondering: • How much does divorce cost in MN? • What is the most cost-effective way to get divorced? • Can mediation help me save money on my divorce? At Divorce Smart, we specialize in affordable divorce solutions in Minnesota, helping couples navigate separation with less stress, lower costs, and faster resolutions. This guide will walk you through budget-friendly divorce options, cost comparisons, and tips to keep your divorce expenses low.
Mar 5, 2025
Michelle Leisen, , CFP®,CDFA®
Understanding your Divorce Options: Divorce Smart
Know your options as you are considering divorce in Minnesota. Watch this video to learn more...
Mar 4, 2025
Michelle Leisen, , CFP®,CDFA®
Explore ALl Posts
Disclaimer

Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.

Useful Links
Contact MichelleAbout MeBlogConsultation
Social
LinkedIn
YouTube

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNERTM, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Divorce Smart © | Site Design by Fairy Godmother Of Tech™️